We need your help to prevent and uncover acts of economic crime at DZ BANK AG

As the central bank for the Volksbanken Raiffeisenbanken and an internationally active credit institution, DZ BANK AG is aware of its civil responsibility. As such, we are committed not only to compliance with the statutory regulations but to observance of prevailing market standards and adherence to our own policies for ensuring responsible and sustainable business activities. Violations of statutory regulations as well as internal policies can have far-reaching consequences for DZ BANK and can harm the bank, its employees, business partners and the general public. DZ BANK therefore does not tolerate such violations.

"The integrity of our conduct is a key foundation for the lasting success of DZ BANK and contributes to our positive image. Be courageous and help us uncover violations of laws and policies at DZ BANK at an early stage!"

We rely on your help to learn of violations as early as possible. We ask that you report past, potential or planned violations of applicable laws or internal policies at DZ BANK. We have introduced an electronic whistleblowing system for such reports. The electronic whistleblowing system offers you the opportunity to share information about potentially illegal or harmful conduct to the Compliance division of DZ BANK in a confidential way. The identity of the whistleblower is kept confidential during submission of the report via the electronic system. You can also set up a secured postbox in the electronic whistleblowing system to communicate with the agent processing the report and actively participate in the investigation of your report, even if you wish to remain anonymous.

Thank you for your support!

Why should I submit a report?
What sort of reports will help DZ BANK?
What is the process for submitting a report? How do I set up a postbox?
How do I receive feedback and remain anonymous at the same time?
What will happen to my report after I submit it?